Terms and Conditions

Vero Business Success Competition Conditions

PARTICIPATION

  1. This competition (“Competition“) is conducted by AAI Limited ABN 48 005 297 807 trading as Vero Insurance (“the Promoter”), of Level 28 Brisbane Square, 266 George Street, Brisbane, Queensland 4000.
  1. All entry instructions and prize information published by the Promoter form part of these conditions. By entering, entrants accept these conditions.
  1. The Competition is only open to individuals who: (i) are Australian residents aged 18 years or older at time of entry and (ii) are not directors, management or employees, or their immediate family members, of the Promoter or its related companies or agencies associated with the Competition (“Eligible Entrant“).
  1. Competition entry commences at 9am on 6th August 2017 and closes at midnight on 22nd October 2017 (“Entry Period“). Except as otherwise stated, all times are Sydney time.

ENTRY

  1. To enter the Competition, an Eligible Entrant must, during the Entry Period go to vero.com.au/success, complete the online entry form and provide, in 100 words or less, their business success story.
  1. It is a condition of entry that Eligible Entrants consent to receive marketing communications from the Promoter and its related companies that use the Vero brand, and do not opt out during the Entry Period.
  1. Limit of one entry per person. Any subsequent entry from the same person after the first valid entry is received will be deemed invalid.
  1. Entries must be received by the Promoter during the Entry Period. Entries will be deemed received at the time that the Promoter is satisfied that all necessary requirements under condition 5 have been met and not at the time of submission by the Eligible Entrant. The Promoter takes no responsibility for late, lost, incomplete, incorrectly submitted, illegible or misdirected entries or delays or failures in any equipment or telecommunications service used to administer this Competition.
  1. Cost of entry via the internet is free, but internet connection and usage rates may apply. Eligible Entrants should obtain details of such costs from their service providers.
  1. Eligible Entrants must submit their internet entry manually. The Promoter may reject internet entries if it reasonably forms the opinion that they have been entered using automated entry means or by use of a competition entry service.
  1. Eligible Entrants must create their own entry and only submit an entry in their own name. Entries that are found to have been derived from third party work will be considered invalid and, if awarded a prize, the prize must be returned to the Promoter. Each Eligible Entrant indemnifies the Promoter and its associated companies and agents for any claims, costs, expenses, penalties or damages they incur from reproducing, publishing or otherwise using any works subsequently found to have been derived in any way from any third party works.
  1. Each Eligible Entrant warrants and agrees that:
    1. they have created the entry themselves;
    2. they are entitled to reproduce and exploit all underlying works in the entry;
    3. the entry does not, and use or exploitation of the entry by the Promoter (and each of its assignees and licensees) as contemplated by these conditions will not, violate the rights (including copyright and privacy) of any third person;
    4. the entry has not been previously published in any other medium or forum worldwide;
    5. they will not submit material that is unlawful, obscene, defamatory, derogatory, abusive, harmful to any person or entity, or otherwise inappropriate or offensive; and
    6. they have not granted rights to their entry to any other person which is inconsistent with the rights granted to the Promoter under these conditions.
  1. Each Eligible Entrant acknowledges and agrees that the Promoter (and each of its assignees and licensees) has the right, in its absolute discretion, to edit, amend, copy, reproduce, use, publish, broadcast and communicate to the public, the entry in any media including television and the internet, without any further consultation, reference, payment or other compensation. Each Eligible Entrant also agrees that they will not make any claim against the Promoter (or its assignees and licensees) arising form the exercise of these rights, including claims in relation to any moral rights that they may otherwise have.
  1. The Promoter may, in its absolute discretion, declare an entry invalid or disqualify any entrant that tampers with the entry process or benefits from such tampering, submits an entry that is incomplete or not in accordance with these conditions, or otherwise acts in a manner that is disruptive, dishonest or calculated to jeopardise the fair and proper conduct of this Competition.
  1. The Promoter reserves the right to require an entrant to verify the validity of their entry within the requested time, including but not limited to an entrant’s identity, eligibility, age and address and to disqualify any entrant who does not satisfy any entry criteria in these conditions. Errors and omissions may be accepted at the Promoter’s discretion. Proof considered suitable for verification is at the Promoter’s discretion.

JUDGING AND PRIZE(S)

  1. This Competition is a game of skill and chance plays no part in determining the winner(s).
  1. Competition judging sessions will take place at 10am on 28th August 2017, on 25th September 2017 and finally on 25th October 2017 (each a “Competition Judging Session”) at Level 35 Brisbane Square, 266 George St Brisbane. All valid entries received up to five days prior to each Competition Judging Session will be judged by the Promoter’s judging panel for the relevant Competition Judging Session based on the originality and creativity of the 100 word submission of the Eligible Entrant’s greatest business challenge.
  1. There are three prizes to be won in total. At each Competition Judging Session, the entry judged to be the best based on originality and creativity for that Competition Judging Session will receive one prize. Each prize is a business grant of $10,000, a 6 month membership to The Entourage valued at $8,400 and a business coaching session with one of three nominated business experts. The business grant will be paid to the prize winner’s business via cheque upon provision of a valid ABN.
  1. The total prize pool is valued $55,200 AUD including GST as at 25/07/17.
  1. Any additional costs not expressly stated, but which may be incurred in acceptance and use of a prize, are the responsibility of the winner. This includes but is not limited to any associated travel costs to the business coaching session venue and any business productivity time lost to attend the business coaching session.
  1. No compensation will be payable if a winner is unable to take any element of a prize as stated, or does not satisfy any conditions of use for any element of the prize (including conditions imposed by event organisers or staff, or other prize providers, such as health, behaviour, age and safety requirements), for whatever reason. Any part of a prize that is not taken for any reason is forfeited and no compensation will be provided.
  1. If a prize (or part of a prize) is unavailable for any reason, the Promoter may, in its absolute discretion, substitute alternative goods or services of equal or higher value. The Promoter accepts no other liability or responsibility for any loss incurred by a winner or any other party if a prize (or part of prize) is unavailable for any reason.
  1. 1. If a prize (or part of a prize) is unavailable for any reason, the Promoter may, in its absolute discretion, substitute alternative goods or services of equal or higher value. The Promoter accepts no other liability or responsibility for any loss incurred by a winner or any other party if a prize (or part of prize) is unavailable for any reason.

PRIZE WINNER

  1. 1. If a prize (or part of a prize) is unavailable for any reason, the Promoter may, in its absolute discretion, substitute alternative goods or services of equal or higher value. The Promoter accepts no other liability or responsibility for any loss incurred by a winner or any other party if a prize (or part of prize) is unavailable for any reason.
  1. The prize(s) notification will include instructions as to how the winner is to claim their prize.
  1. The prize(s) will only be awarded following any winner validation and verification that the Promoter requires in its sole discretion.
  1. If: (i) a prize is not claimed by a winner or the Promoter has been unable (despite reasonable efforts) to successfully contact the winner; or (ii) a winner is determined by the Promoter to be ineligible to win a prize in accordance with these conditions, the relevant prize will be forfeited and instead awarded to the Eligible Entrant judged to have submitted the next best entry for the relevant Competition Judging Session. Any resulting winner(s) will be notified by as above, via email and telephone within two business days. That process will be repeated if required.

GENERAL

  1. If for any reason this Competition is not capable of running as planned, or is interfered with or disrupted in any way (including by vandalism, power failures, natural disasters, acts of God, weather event, civil unrest, strikes, computer bugs or viruses, tampering or technical failures), the Promoter reserves the right to cancel, terminate, modify or suspend the Competition, or invalidate any affected entries.
  1. The Promoter assumes no responsibility for: (i) any error, omission, interruption, or delay in the operation or transmission of any communication sent to (or by) the Promoter or any entrant whether caused by problems with communication networks or lines, computer systems, software or internet service providers, congestion on any carrier network or otherwise; (ii) any theft, destruction or unauthorised access to, or alteration of such communications; (iii) any problem with, or technical malfunction of, any computer system or other equipment used for the conduct of the Competition; (iv) any incorrect or incomplete information which may be communicated in the course of the administering this Competition (whether as a result of one of the foregoing causes or otherwise); or (v) any delay in delivery (when not directly caused by the Promoter or its supplier), or failure of safe delivery of a prize.
  1. All of the Promoter’s decisions in relation to all aspects of this Competition are final and no correspondence will be entered into. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.
  1. A winner accepts a prize at their own risk. Any tax liability arising as a result of accepting a prize is the responsibility of the winner. Independent financial advice should be sought.
  1. To the full extent permitted by law, the Promoter, its associated companies and agencies and any of their personnel (the “Relevant Parties“) exclude all liability for any loss (including any damage, claim, injury, cost or expense) which is suffered or incurred by any Eligible Entrant in connection with the Competition or a prize, including without limitation: (i) any indirect, special, economic or consequential loss; (ii) any loss arising from the negligence of a Relevant Party; and (iii) any liability for personal injury or death. To the extent that such liability cannot be excluded by law, it is limited to the minimum allowable by law.
  1. The winner(s) must, at the Promoter’s request, participate in all promotional activity (such as publicity and photography) surrounding winning a prize, free of charge, and consent to the Promoter using their name, likeness, image and/or voice (including any photograph, film and/or recording of them) in promotional material in any media at any time without notification or compensation, financial or otherwise.

PRIVACY STATEMENT AND MARKETING CONSENT

  1. Entrants’ personal information is collected from entrants by or on behalf of the Promoter to enable the Promoter and its agents to manage, administer and promote the Competition and, where applicable, publicise the winner(s). The personal information may also be provided to persons assisting the Promoter, including prize suppliers and deliverers, marketing agencies and IT providers, media outlets and related companies. The winner’s name will also be published at vero.com.au/success. By participating in the Competition, Eligible Entrants consent to these uses and disclosures of their personal information.
  1. If an Eligible Entrant does not provide the personal information the Promoter requests, the Promoter may not be able to enter them into the Competition. All personal information is handled in accordance with these conditions and the Promoter’s Privacy Policy. Information about how to access or correct the personal information that the Promoter holds about you, or complain, can be found in the Promoter’s Privacy Policy available online at www.vero.com.au/vero/privacy
  1. Entry into the Competition also entitles the Promoter and any related companies that use the Vero brand (“we”/”us”) to let the Eligible Entrant know from time to time about news, offers, products and services they might be interested in (by any means, including telephone, email, mail, SMS or online marketing). In order to carry out direct marketing, entrants’ personal information will be collected from and disclosed to others that provide us with specialised data matching, trending or analytical services, as well as general marketing services. We, and other people who provide us with services, may combine the personal information collected from entrants or others, with the information we, or other companies in the Suncorp Group, or our service providers already hold about entrants. We may also use online targeted marketing, data and audience matching and market segmentation to improve advertising relevance. Each Eligible Entrant agrees that they must provide and/or maintain their consent to receive such marketing communications and not opt out of receiving such communications during the Entry Period.